Owning a Habitat Home

Huntingdon Area Habitat for Humanity builds and rehabs affordable homes for low-income individuals and families who demonstrate a housing need. Our service area is Huntingdon County, PA. We have built houses from the ground up as well as rehabilitated older houses.

Habitat for Humanity is an equal opportunity program. Applicants are selected based on their need for housing, willingness to partner with us, and their ability to pay the mortgage. Individuals from all races, sexes, and creeds are encouraged to apply.

There are three basic requirements for eligibility to become a Family Partner.

1. Income requirement
A family must meet income guidelines which are between 50% and 80% of the median family income in Huntingdon County.

A Family Partner does not have to have perfect credit, but their credit must be showing improvement and they must be able to make their mortgage payments as well as other outstanding debts.

Habitat sells the home at fair market value to the Family Partner using a zero interest mortgage.

2. Housing need
A potential Family Partner must have a need for better housing. They may be living in a house that is not safe or properly maintained, is overcrowded or is too costly based on their income. Families living in public housing are also eligible.

3. Partner with Habitat
A potential partner family must be willing to contribute at least 200 hours of sweat equity hours in helping to build their home. The family will meet regularly with a mentor to plan and prepare for becoming a homeowner.

Click here for more information about applying.

Here is more information about sweat equity.